Our Team

 

Joseph W. Montgomery, CFP®  Managing Director - Investments

Joseph W. Montgomery CFP®, AIF®    

Managing Director - Investments

Joe Montgomery is a Managing Director - Investments with Wells Fargo Advisors. A CERTIFIED FINANCIAL PLANNER™ practitioner, Accredited Investment Fiduciary® and a PIM Portfolio Manager, he heads up the Optimal Service Group of Wells Fargo Advisors at the firm's Williamsburg, Virginia office.

Joe joined the firm in 1975 and was recognized by Registered Representative magazine as one of ten outstanding brokers nationwide in 1984. In 1988, he was the first recipient of the Wheat Mission Award, presented to an associate recommended by his peers for dedication, professionalism, and superior service to his clients and community. In 1990, he received the firm's President's Cup for being the top Financial Advisor, and in 1991 he was the first recipient of the firm's Professional Excellence Award.

Joe was recognized as one of the 10 "Best Brokers" in the country by On Wall Street magazine in its 1995 national survey. He was also named to Research magazine's Advisor Hall of Fame in 1996 and to Registered Representative magazine's list of America's Top 50 Brokers since 2002. Since 1998, he has been selected to be on each of Worth magazine's annual lists of America's outstanding financial advisors. In addition, a leading securities-industry publication, Ticker Magazine, recognized him as one of ten Ace Advisors nation-wide in 2000. He is also featured in The Winner's Circle, a book authored by RJ Shook, published in 2002 profiling 30 of the "most successful financial advisors in the business." Joe is again recognized in the follow-up book, The Winner's Circle IV, published in 2005, which provides "Wealth Management Insights from America's Best Financial Advisors". Since its inception in 2004 he has been on Barron's Top 100 Brokers list3. Beginning with the 2005 inception of its ranking, Virginia Business has selected Joe as a Top Financial Advisor in the state each year. Since 2005 Joe has been a charter member of the Dow Jones Wealth Management Advisory Council.  Financial Times has named Joe to the FT Top 400 Advisers in the U.S. each year since its 2013 inception.

He earned a bachelor's degree in business administration from the College of William and Mary (Williamsburg, VA) and is a graduate of the Securities Industry Institute presented at the University of Pennsylvania's Wharton School of Finance and Commerce (Philadelphia, PA), where he has since lectured.

Joe was president of William and Mary's Society of the Alumni and was appointed by the Governor of Virginia to the College of William and Mary Board of Visitors. He has also served on the boards of the Endowment Association of the College of William and Mary, National Campaign Steering Committee of the College of William and Mary, Williamsburg Landing (a retirement community), Williamsburg Community Health Foundation, The Williamsburg Community Trust, Jamestown-Yorktown Foundation, Inc, the Jamestown-Yorktown Educational Trust, the Virginia Retirement System Investment Advisory Committee, Hampton Roads Academy and Williamsburg Community Hospital, where he chaired the Finance Committee. He currently serves on the boards of the Future of Hampton Roads, the Virginia Capitol Foundation and is a member of the James Blair Society at the College of William and Mary.  In 2014, Joe was appointed to the Virginia Retirement System Board of Trustees and in 2017 he was appointed to the Colonial Williamsburg Foundation Board of Trustees.

 

 

 

Julia M. Halstead, CFP®  Vice President – Investments

Julia M. Halstead, CFP®, CPWA®, AIF®     

Senior Vice President - Investment Officer
Financial Consultant

A Williamsburg native, Judy Halstead earned her bachelor’s degree from the College of William and Mary in her hometown in 1979. She was a paralegal in the trust and estate department of a large law firm in Richmond for eight years before returning to Williamsburg in 1994. In 1995, Judy joined the Optimal Service Group. She is Series 7, 63, and 65 registered.

As a fully-registered Financial Consultant, Judy works with clients to develop and implement personal financial strategies designed to help them pursue and achieve their life goals.  She focuses on portfolio analysis, asset allocation, investment planning, IRAs and personal and charitable trust matters.

Judy obtained her CERTIFIED FINANCIAL PLANNER™ certification in 2006.  The Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.  She is also a member of the Central Virginia chapter of the FPA (Financial Planning Association).

Judy also holds the Certified Private Wealth Advisor® certification, earned in 2014.  This certification is administered by Investment Management Consultants Association® and taught in conjunction with The University of Chicago Booth School of Business. In addition, Judy attained the Accredited Investment Fiduciary (AIF®) designation in 2014.

Judy and her husband, Jim, are active in their church and its community outreach programs, including the Community of Faith Mission, a homeless shelter ministry. She supports several local charities including Child Development Resources and Housing Partnerships.


 

R. Bryce Lee, MBA, CFA, CIMA®, FRM®, CAIA®  Vice President-Investments Senior Institutional Consultant

R. Bryce Lee, MBA, CFA, CIMA®, FRM® , CAIA® , AIF®

Senior Vice President - Investments
Senior Institutional Consultant
Financial Consultant

Bryce Lee joined the Optimal Service Group in 2001. He assists with all matters pertaining to the group’s institutional clients. Bryce is responsible for compiling customized quarterly reports, setting investment objectives, performing manager research and portfolio attribution for institutional investors.

Bryce earned a master’s degree in finance from the College of William and Mary (Williamsburg, VA), where he was a member of the Tribe football team from 1997 through 2001. He was the team’s second-leading receiver, and he was selected for the Second Team Academic All-American Football Team for 2001.

As an undergraduate, Bryce was a member of the Golden Key National Honor Society and was selected to the Phi Sigma Pi National Honor Fraternity at the College of William and Mary, where he graduated magna cum laude with an undergraduate degree in finance and math. In 2003, Bryce earned his MBA from the College of William and Mary graduating magna cum laude.

In 2006, Bryce earned the designation of Chartered Financial Analyst and in 2007, received the Certified Investment Management Analyst designation from The Investment Management Consulting Association, in conjunction with the Wharton School of Business. In 2009, Bryce earned the CAIA charter through the Chartered Alternative Investment Analyst Association and in 2012 earned the designation of Financial Risk Manager as certified by the Global Association of Risk Professionals.

Bryce lives in Williamsburg with his wife Laurie and their three children. They support several local charities and are active members of their community church where they volunteer with youth programs including Young Life.
 

Robin S. Wilcox, MBA  Vice President – Investments

Robin S. Wilcox, MBA, AIF®

Vice President - Investments
Financial Consultant

Robin Wilcox joined Wells Fargo Advisors in 2002. She has over 25 years of industry experience, most recently as director of consulting services for a regional New York Stock Exchange member firm. She began her securities career at Wheat, First Securities, a predecessor of Wells Fargo Advisors.

As a Financial Consultant, Ms. Wilcox has the primary responsibility of supporting the Optimal Service Group’s institutional consulting effort. In this capacity, she focuses on investment performance evaluation and reporting, asset-allocation modeling and investment-manager monitoring. She also consults with high-net-worth clients to offer comprehensive investment management and account-management advice and services.

Ms. Wilcox earned an MBA from the University of Richmond and a bachelor’s degree (magna cum laude) in marketing from Virginia Commonwealth University. She holds various securities registrations (Series 7, 63, 65) as well as life and health insurance and variable annuities licenses. She is a member of the Investment Management Consultants Association and the International Association of Registered Financial Consultants.

Ms. Wilcox lives in Williamsburg with her husband and three sons. She is active in their church and volunteers in her children’s school. She also supports several charities.
 

Christine M. Stiles, AAMS  Senior Registered Client Associate Vice President

Christine M. Stiles, RP, AAMS®

Senior Registered Client Associate
Vice President

Christine Stiles has been a member of the Optimal Service Group’s client-service team since 1991. She has been in the securities industry since 1985, with experience in banking and customer relations. She is Series 7 and Series 63 registered. Christine completed a Financial Paraplanning Program as well as the Accredited Asset Management Specialist Program through the College for Financial Planning. She focuses on the group’s retail operations and CPA relations.





Cathleen A. Duke, RP  Registered Client Associate Assistant Vice President

Cathleen G. Dillon, RP

Senior Registered Client Associate
Assistant Vice President

Cathleen Dillon joined the Optimal Service Group in 2005 after spending 10 years in the commercial banking industry. Her past industry experience includes work as an Associate Member of the Chicago Board of Trade, manager of a large foreign bank and an analyst for a New York bank.

As a member of the Optimal Service Group, Cathleen focuses on the development and implementation of the marketing strategy for the group as well as coordinating efforts within the compliance framework. In addition, Cathleen is responsible for client management, implementation of option trading strategies and supports the Institutional Consulting group by handling the administrative and operational matters for the team.

Cathleen earned a bachelor's degree in marketing from Northern Illinois University and is Series 7 and Series 66 registered. In 2008 Cathleen successfully completed the Registered Paraplanner Professional Designation Program through the College for Financial Planning. Cathleen and her husband Dan reside in Williamsburg and they have eight children.
 

 

Brian T. Moore, MBA, CIMA®  Financial Consultant Institutional Consulting Analyst

Brian T. Moore, MBA, CIMA®, AIF®

Financial Consultant
Institutional Consulting Analyst

Brian Moore joined The Optimal Service Group in 2007 after spending three years working with the Fixed Income Retail Trading Group in Wells Fargo Advisors Richmond offices. Prior to joining Wells Fargo Advisors in 2004, Brian was employed as an Investment Accounting Analyst with a regional Savings & Loan bank located in New York where he dealt primarily with the company’s investment portfolio.

As a member of The Optimal Service Group, Brian assists the Institutional Consulting team in providing client service, generating quarterly reports and performing various research projects.

Brian graduated from Long Island University-Southampton with a BA in History and later earned his MBA from Hofstra University’s Frank G. Zarb School of Business in 2000. In 2013, Brian received the Certified Investment Management Analyst designation from The Investment Management Consulting Association, in conjunction with the Wharton School of Business.  Brian is Series 7 and Series 66 registered and is a Level 2 candidate for the Chartered Financial Analyst program.  Brian resides in Williamsburg with his wife Katie and their two boys.


 

Loughan Campbell, MBA, CIMA®  Vice President-Investments

Loughan Campbell, MBA, CIMA®, AIF®

Vice President - Investments
Financial Consultant

Loughan Campbell joined Wells Fargo Advisors in 2005. Prior to joining the Optimal Service Group in 2008, she supported the firm's investment planning initiative in the corporate headquarters. Loughan led the team responsible for best practices and quality of the Envision® program.

Before joining Wells Fargo Advisors, Loughan spent 14 years in New York City, returning to Virginia after receiving her M.B.A. from NYU's Stern School of Business. While earning her degree, she worked for a large, well known institution underwriting corporate insurance for financial companies. In 2007, Loughan received the Certified Investment Management Analyst designation from The Investment Management Consulting Association, in conjunction with the Wharton School of Business.

Loughan graduated from the University of Virginia as an Echols Scholar in 1989. She is Series 7 and Series 66 registered and holds a Life & Annuity and Health state license. Loughan lives in Williamsburg.


 

Karen A. Hawkridge, MBA, CIMA®  Financial Consultant Institutional Consulting Analyst

Karen H. Logan, MBA, CIMA®, AIF®

Financial Consultant
Institutional Consulting Analyst

Karen Logan joined The Optimal Service Group in 2010. She began her career in the home office of Wells Fargo Advisors' predecessor firm in 2002. Karen was with the Institutional Consulting Group where she provided performance reporting, IPS development, and asset allocation studies. Karen also conducted manager research involving approximately 300 managers for one of the firm's separately managed account programs as well as launching a proprietary program utilizing ETF's. More recently she provided research on traditional and alternative investments for a regional Registered Investment Advisor.

As a member of The Optimal Service Group, Karen assists the Institutional Consulting team in providing client service, generating quarterly reports and performing various research projects. In 2011, Karen received the Certified Investment Management Analyst designation from The Investment Management Consulting Association, in conjunction with the Wharton School of Business.

Karen earned an MBA from Virginia Commonwealth University and a Bachelors of Arts degree in Chemistry from Virginia Tech University. She is Series 7, 63 and 65 registered. Karen and her husband Geoff reside in Williamsburg.

 


Vicki A. Smith  Senior Registered Client Associate Officer

Vicki A. Smith, RP

Senior Registered Client Associate
Assistant Vice-President

Vicki Smith joined the Optimal Service Group in 2011. Vicki has been with the combined firm including Wheat First Securities and A.G. Edwards and Sons, for 26 years and has over 30 years of experience in the financial services industry. As a member of The Optimal Service Group, Vicki focuses on asset allocation, portfolio rebalancing and retirement planning for our high net worth clients.

An honors graduate of Drake University in Des Moines, Iowa, Vicki is Series 7, Series 63 and Series 65 registered. Vicki lives in Williamsburg.

 

 

 

Bradley J. Stewart  Financial ConsultantBradley J. Stewart, CFP® , CPWA®, QPFC, AIF®

Associate Vice President-Investment Officer
Financial Consultant


Brad Stewart joined the Optimal Service Group from the retail bank of Wells Fargo, where he was the manager of one of the local branches.  Prior to joining Wells Fargo in February 2010, Brad worked for another financial services firm in Williamsburg where he focused on insurance, annuities, and wealth protection strategies.  

As a member of The Optimal Service Group, Brad works with clients to review their portfolios and define and implement plans to pursue their investment objectives, helping them achieve their life goals.  Brad is Series 6, 63, 7, and Series 66 registered.

Brad is a CERTIFIED FINANCIAL PLANNER™ practitioner.  The Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial  and ongoing certification requirements. Brad is a member of the Financial Planning Association of Central Virginia for 2016-2017.

Brad holds the Certified Private Wealth Advisor® certification, administered by Investment Management Consultants Association® and taught in conjunction with The University of Chicago Booth School of Business.

In 2014, Brad earned the Accredited Investment Fiduciary (AIF®) and Qualified Plan Financial Consultant (QPFC) designation and is a member of the National Association of Plan Advisors.

Brad was a member of the William & Mary football team, as well as Co-Captain of the 2007 team. Brad is a supporter of several charities including the Disabled Veterans of America and the Shriners Hospitals for Children.  Brad and his wife Sarah reside in the Williamsburg area with their son Levi and black lab Guinness.

 

 

H. James Johnson, III

Financial Consultant

James Johnson joined the Optimal Service Group in 2014. James began his career as an intern with the group while pursuing his Masters of Business Administration at the College of William and Mary. He has since transpired into the role of a financial consultant, utilizing his efforts on the institutional side of the business. James’ main focus is business development as he attends various industry seminars and conferences as well as consulting to the group's foundationand endowment clients. He is also a member of the Private Investment Management team.

James earned his B.A. in Economics from The College of William and Mary while being a 4 year starter for Tribe Football, earning the CAA Commissoner's Academic Award for his efforts off of the field. He is Series 7 and Series 66 registered and is also a Level 1 candidate for the Chartered Financial Analyst Institute program.

James is involved with multiple non-profit organizations including sitting on the board of William and Mary’s Hulon Willis Association. James resides in Williamsburg.  

 


 

Home Office Associates We Work With

Gregory T. Maddox

Head of Global Manager Research

Greg Maddox is the head of Global Manager Research (GMR), a division of Wells Fargo Investment Institute (WFII). WFII, a subsidiary of Wells Fargo Bank N.A. is focused on delivering the highest quality investment expertise and advice to help investors manage risk and succeed financially.  Mr. Maddox leads the GMR team, which is comprised of highly experienced investment research professionals located around the globe who select and oversee the third-party money managers used through Wealth and Investment Management, a division of Wells Fargo comprised of Wells Fargo Private Bank, Wells Fargo Advisors, Wells Fargo Institutional Retirement, and Abbot Downing businesses. Mr. Maddox also chairs Wells Fargo's Due Diligence Committee.

Paul Christopher, CFA

Head Global Market Strategist

Paul Christopher is the head global market strategist for Wells Fargo Investment Institute
(WFII), a subsidiary of Wells Fargo Bank N.A., which is focused on delivering the highest
quality investment expertise and advice to help investors manage risk and succeed
financially. Wells Fargo Investment Institute serves clients of Wealth and Investment
Management, a division of Wells Fargo comprised of Wells Fargo Private Bank, Wells
Fargo Advisors, Wells Fargo Institutional Retirement, and Abbot Downing businesses,
accounting for more than $1.8 trillion* in client assets.
Mr. Christopher focuses on the global investment environment and coordinates WFII’s
market guidance. He is frequently quoted in the national media, including The Wall Street
Journal, The New York Times, Forbes, TIME, Investor's Business Daily, USA Today,
Bloomberg Television, ABC News, NBC News, and CNBC.

Greg Sigmund, CFA

Head of Global Research

Greg Sigmund is the head of global research and the chief operating officer for Wells Fargo
Investment Institute, a subsidiary of Wells Fargo Bank N.A., which is focused on
delivering the highest quality investment expertise and advice to help investors manage
risk and succeed financially. Wells Fargo Investment Institute serves clients of Wealth and
Investment Management, a division of Wells Fargo & Company comprised of Wells Fargo
Private Bank, Wells Fargo Advisors, Wells Fargo Institutional Retirement, and Abbot
Downing businesses, accounting for more than $1.8 trillion* in assets under
administration.

 

Jeffrey E. Rakes, CIMA®, CIS

Senior Institutional Consultant

Jeff Rakes is a Senior Consultant with Wells Fargo Advisors, and has over 25 years experience in institutional consulting, investment research, and corporate finance. Mr. Rakes consults to the firm's key clients on all aspects of investment policy, manager selection, and on-going communication. Mr. Rakes has a Bachelor of Science degree from Roanoke College and earned the designation of Certified Investment Management Analyst (CIMA) in conjunction with the Investment Management Consultants Association (IMCA) and The Wharton School of Business. Mr. Rakes earned his Certified Investment Strategist (CIS) designation in conjunction with IMCA and The Stern School of Business at New York University. He is Series 7 registered.

 

Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.

1 Awards are usually based on quantitative and qualitative criteria as well as by examining regulatory records and talking with peers, supervisors, clients and the advisors themselves. Portfolio performance is not a criterion because most advisors do not have audited track records. The Financial Times 400 rankings are based on data provided by investment firms, factors include assets unders management, experience, industry certifications and compliance record.  Investment performance and financial advisor production are not explicit components. 

2 Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice.

3 Criteria was based on more than 7,000 filtered nominations from over 80 investment, insurance, banking and other related firms, which were narrowed down by quantitative and qualitative criteria as well as by examining regulatory records and talking with peers, supervisors, clients and the advisors themselves. Portfolio performance is not a criterion because most advisors do not have audited track records.